First State Bank Shannon-Polo-Lake Carroll understands your home may be the largest investment you may ever take on. You can feel secure knowing that your lender understands and can lead you through the mortgage process. We will make your home financing fast, easy, and understandable.

• Purchase, Construction, Lot and Refinancing Available
• Fixed 15, 20, and 30 year rates
• 3 and 5 year rates
• Free prequalification
• Low closing costs
• Servicing retained throughout the term of the loan
• Prompt loan decisions
• Competitive Rates