First State Bank Shannon-Polo-Lake Carroll offers a Debit Card (ShazamChek®) through the Shazam® Network. It is a product of Visa, therefore can be used worldwide at any merchant that accepts the Visa® debit card. These cards do not incur debt, rather the amount of the transaction comes directly from your checking account like a check. The details of the transaction appear on your monthly statement. It is important for you to deduct the amount of your purchase from your checkbook balance.

Your ATM card will provide quick and convenient access to your money at locations worldwide. First State Bank Shannon-Polo-Lake Carroll ATM card also allows you to access your checking and/or savings account with PIN (personal identification number) based transactions. With our ATM card you may also enjoy the benefits of inquiring on balances, withdrawing or transferring funds.You will be charged $1.00 for using your debit card or ATM card for cash withdrawals or transfers at ATMs we do not own or operate.
Possible charges for use of an ATM operated by other institutions: If you perform a transaction at an ATM that we do not operate, you may be charged, and you agree to pay, a fee to the operator of that machine. In addition, you may be charged, and you agree to pay, a fee to any national, regional or local network utilized to effect the transaction.