Real Estate Loans

  • Home PurchaseAre you in the market to buy a house? We make the home buying process fast and easy with plenty of loan options to fit your needs. Buying a home can be complicated, but it doesn’t need to be. Stop in today or APPLY ONLINE to start your future with us.
  • Down Payment Assistance Programs- More information
  • RefinanceThe loan team at First State Bank Shannon-Polo-Lake Carroll is here to help you decide if it is the right time for you to refinance your current loan. You can get cash back to remodel, consolidate debt, pay for college or simply lower your payment!
  • Home Equity
    • Second Mortgage
    • Line of Credit
  • Rental Homes Whether you already are a landlord and thinking of buying additional properties – OR – you’re ready to invest in rental properties, let us help. We have various options to get you started or to enhance your current property list!
  • Second/Vacation Homes – Are you longing for a place of your own to escape to on weekends or during your vacation? Our loan officers are experts at helping you purchase a second home – giving you security, as well as some fun!
  • ConstructionBuilding a new home? Get all of your home construction loan options
    and information – under one convenient roof at First State Bank Shannon-Polo-Lake Carroll.

Interested in additional information on homeownership & homebuyer guides? Visit our business partners at

Buying a home? Contact one of our experienced mortgage lenders today!!
Stop in or apply online with the loan officer of your choice!
Apply Now with Jeff Norton NMLS# 417102
Apply Now with Justin Schubert NMLS# 1200037
Apply Now with Jennifer Kolling NMLS# 2006422