Privacy Statement
| FACTS | WHAT DOES FIRST STATE BANK SHANNON-POLO-LAKE CARROLL DO WITH YOUR PERSONAL INFORMATION? | |||
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| Why? | Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. | |||
| What? | The types of personal information we collect and share depend on the product or service you have with us. This information can include: • Social Security number • Income • Account balances • Credit history • Payment history • Credit scores When you are no longer our customer, we continue to share your information as described in this notice. |
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| How? | All financial companies need to share customer’s personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customer’s personal information; the reason’s GTSB chooses to share; and whether you can limit this sharing. | |||
| Reasons we can share your personal information | Does First State Bank Shannon-Polo-Lake Carroll Share? | Can you limit this sharing? | ||
| For our everyday business purposes — such as process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus | Yes | No | ||
| For our marketing purposes – to offer our products and services to you | Yes | No | ||
| For joint marketing with other financial companies | Yes | No | ||
| For our affiliates’ everyday business purposes – information about your transactions and experiences | No | We don't share | ||
| For our affiliates’ everyday business purposes – information about your creditworthiness | No | We don't share | ||
| For nonaffiliates to market to you | No | We don't share | ||
| Questions? | Call 815-864-2111 or go to www.fsbshannon-polo.com | |||
| Who we are | ||||
| Who is providing this notice? | First State Bank Shannon-Polo-Lake Carroll | |||
| What we do | ||||
| How does First State Bank Shannon-Polo-Lake Carroll protect my personal information? | To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We also maintain other physical, electronic and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate. |
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| How does First State Bank ShannonPolo-Lake Carroll collect my personal information? | We collect your personal information, for example, when you • Open an account • Provide account information • Make deposits or withdrawals from • Show your driver’s license you account • Provide employment information We also collect your personal information from others, such as credit bureaus, affiliates, or other companies. |
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| Why can’t I limit all sharing? | Federal law gives you the right to limit only • sharing for affiliates’ everyday business purposes-information about your creditworthiness • affiliates from using your information to market to you • sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law. |
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| Definitions | ||||
| Affiliates | Companies related by common ownership or control. They can be financial and non-financial companies. • First State Bank Shannon-Polo-Lake Carroll does not share with our affiliates. |
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| Nonaffiliates | Companies not related by common ownership or control. They can be financial and non-financial companies. • First State Bank Shannon-Polo-Lake Carroll does not share with nonaffiliates so they can market to you. |
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| Joint Marketing | A formal agreement between nonaffiliated financial companies that together market financial products or services to you. • Our joint marketing partners include credit card companies. |
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| Other important information | ||||
| For Alaska, Illinois, Maryland and North Dakota Customers. We will not share personal information with nonaffiliates either for them to market to you or for joint marketing - without your authorization. |
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